Financial Freedom for Young Couples Using The HCC Method
How Young Couples can achieve Financial Freedom even if they don’t have clear Financial Plan through the H.C.C. method in 30 days.
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What You Will Learn From Me
You’ll learn how to create a clear, aligned financial path with your partner—even if you’ve never had a solid plan before. This 30-day program introduces the H.C.C. Method, designed to help couples build a unified vision, take practical steps, and grow wealth together. You’ll gain the tools to communicate about money with confidence, reduce stress, and start making smart financial moves as a team.
This isn’t about complex spreadsheets or extreme sacrifices—it’s about working smarter, not harder. You’ll learn simple, effective habits to manage money, eliminate friction, and focus on what truly matters. Walk away with clarity, confidence, and a method that puts you on the fast track to financial freedom—together.
Module 1: Getting Started with the HCC Method
Learn how young couples can achieve financial freedom in just 30 days—even without a clear financial plan. This module sets the stage with self-reflection, expert insights, and a foundational overview of the H.C.C. Method.
Module 2: Identifying Your First Financial Challenge
Explore the top three financial challenges faced by young couples, beginning with the first. This module introduces the first part of the HCC method along with a practical worksheet activity to help couples reflect on what not to do.
Worksheet Activity: Not To Do List
Module 3: Confronting the Second Challenge
Dive deeper into financial issues as you explore the second major challenge young couples face. This module introduces the second part of the HCC method, supported by a feedback-focused activity and an exercise on money issues.
Worksheet Activity: Money Issues
Module 4: Tackling Debt Together
Open up the conversation around debt and its impact on your relationship. This module helps couples create a shared vision for debt management and financial decision-making as a team.
Module 5: Building Your Money Mindset & System
Learn the three pillars of the HCC method—Money Mindset, Money Management, and Money System—and explore how understanding your money personalities can lead to better communication and financial alignment.
Module 6: Bonus – Setting & Honoring Boundaries
Conclude your journey with practical tools for deeper alignment. This bonus module includes introspective exercises, boundary-setting practices, and action planning for long-term financial harmony.
Worksheet 1: 7 Levels Deep
Worksheet 2: Check-In Questions
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MEET THE EXPERT CONSULTANT
Janice Delacruz
Janice Delacruz was once lost, fell into the trap of bad debts, and got scammed and hooked with get-rich-quick schemes. Money problems have become the usual argument with her spouse early on in their marriage. Realizing that this may be the same problem that young couples experience, she developed a program to address this relentless concern.
Being a Lifelong Learner, during the Pandemic she invested in programs of credible mentors like Tony Robbins, Dean Grasiozi, Blair Singer, Jack Canfield, T Harv Eker, Eric Feng, Dr. Ivan Misner, YP Lai, among others.She is a Registered Financial Consultant, Life Coach, Law of Attraction Master practitioner, BNI Training Director and Launch Director, Distinguished Toastmaster (DTM), and a Servant Leader by heart.
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